Long Term Care - what you need to know to get started

With trying to save for retirement, kids college tuition and paying the mortgage Long Term Care (LTC) insurance is just another item on the list most people know is important, but just don't want to think about. However, we spend more than half our lives working and trying to build wealth. If you or your significant other where to become ill at an earlier age during retirement that collected wealth could be in jeopardy of being decimated within only a few years. What about Medicare? The biggest you could make is to rely on Medicare to cover your long term care expenses. In fact, it covers very little, extremely limited and doesn't provide financial support for the numerous tasks you do on a daily basis, but might not be able to because of an injury or sickness.

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Car Insurance - Independent Agents Have a Better Selection and Choice

Compare Car Insurance? Why Go Direct When An Independent Agent Has A Better Selection

There are many companies out there today trying to capture the auto insurance market. The most prominent of the insurance companies are the direct writers. With there cartoon characters and clever humorous story lines they have done a pretty good job building up their business. Nothing wrong with that. Well, it does lend to the growing sterilization of the real purpose of insurance, to protect you from unforeseen financial loss, but what what I find most baffling is the attraction to these 'one trick pony' companies? These insurance direct writers are very successful at marketing their product, because in any other consumer product purchase we as consumers demand variety. Direct writers only have one product and one price to choose from yet consumers continue to buy. What happened? When did we as the greatest consumers, the smartest consumers in the world lose our way when it comes to shopping for insurance?

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