Lately, a few inquiries have crossed my desk asking what exactly is dwelling insurance; more specifically what's the difference between dwelling and homeowners insurance. Luckily, this is a fairly easy thing to explain.
The new list is out! As we all know, there are many factors that influence how much we pay for car insurance. A major consideration for car insurance providers is whether your car is on the "Most Stolen" list. If your car happens to be on the frequently stolen list, chances are your insurance rates will go up. Check the list and see if you're at risk.
The recent barrage of snow storms this winter here in New England has taken its toll on everybody. I tried to hold out as much as I could, if not for me, at least for my kids; but what was left of that childhood excitement had quickly faded. Now I found myself waving my arms towards the snowy skies in disdain as an almost continuous band of snow storms dump foot after foot of snow onto our homes and driveways. it's bad enough to have to clear the driveway of snow each time, but I now find myself shoveling snow off the trampoline my wife and mother in-law, without my knowledge, graciously decided to surprise the kids with one day last summer. Trampoline? An insurance professional has a trampoline? Again, wife and mother in-law. Surprise. Graciously. Some things are just out of a Man's control.
One afternoon this past spring I got a call from my wife that a neighbors' tree had fallen and landed in our yard. "What should I do?" she asked. "He has someone over right now cutting up the tree", she added. "What?!?", I replied. With my usual suspicions I quickly told my wife to take some pictures before the evidence was chopped up and carted away. I'm not saying my neighbor was trying to pull a fast one, but you never know and it's never a bad thing to cover yourself by taking photographs. Besides, does this guy not know what I do for a living?