Apartment Building Owner Insurance

Building Coverage

Protects your building and on-site structures, machinery, equipment, floor coverings, outdoor furniture, garages, fences and additions under construction.

Optional Coverage Increase Available For: Other appurtenant building structures on premises, landlord's lobby and hallway furnishings, swimming pools and associated structures and personal property used in maintaining pools and other recreational facilities, Walkways, patios and signs, fences, exterior and interior building glass.

Ordinance of Law

Increased cost of construction due to changes in building codes

Business personal property

Covers property used to manage apartments

Tenant relocation expense

Cost to relocate tenants while repairs are being done on covered loss

Lock replacement

Cost to replace damaged locks

Business Auto

Covers damage to your vehicle(s), damage to the property of others and injury to those involved in an accident.

General Liability

Covers medical expenses, attorney fees and damages when you’re legally responsible.

Medical Payments

Covers medical bills of people injured on your property or as result of your operations. Unlike other liability coverage's this one pays out immediately and without determination of fault.