Bed & Breakfast Business Insurance

A Bed & Breakfast carries special risk and require a special package of insurance products to protect them from those risks. Our access to the largest and best insurance companies available allows us to provide the best products in a superior insurance package. Below is a list of the most popular insurance products we offer in our SteelePac© insurance packages.

Available Coverage

Our SteelePac© program gives you the flexibility to choose coverage's you need without paying for the ones you don't.

Coverage
Description
Building Coverage

Protects your building and on-site structures, machinery, equipment, floor coverings, outdoor furniture, garages, fences and additions under construction.

Optional Coverage Increase Available For: Other appurtenant building structures on premises, Walkways, patios and signs, fences, exterior and interior building glass.

BOP (Business Owners Policy) is a package product for small businesses that combines property & general liability protection into one product.
Ordinance of Law
Increased cost of construction due to changes in building codes
Business personal property
Protects business personal property, such as furniture, fixtures, machinery or personal property of others that is in your care.
Business Income / Interruption
Covers cost up to 12 months to continue operations while repairing damage to reopen business. Includes coverage for extra expense in doing so.
Fine Arts
Provides coverage for pictures and other decorative items that serve a solely aesthetic purpose rather than a practical purpose.
Spoilage
Reimburses for lost perishables due to refrigeration unit breakdown or power outage.
Food Contamination
Protects you from from financial loss due to injury directly from food contamination. Also helps restore reputation.
Guests' property
Covers loss to guest property while in your care.
General Liability
Covers medical expenses, attorney fees and damages when you’re legally responsible.
Medical Payments
Covers medical bills of people injured on your property or as result of your operations. Unlike other liability coverage's this one pays out immediately and without determination of fault.
Workers Compensation
Covers medical cost for an injured employee. Also may pay out partial lost wages if injury causes employee to take time from work.
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