Our SteelePac© program gives you the flexibility to choose coverage's you need without paying for the ones you don't.
Protects your building and on-site structures, machinery, equipment, floor coverings, outdoor furniture, garages, fences and additions under construction.
Optional Coverage Increase Available For: Other appurtenant building structures on premises, lobby and hallway furnishings, walkways, patios and signs, fences, exterior and interior building glass.
Improvements and Betterments Insurance
If you rent your office space and you made improvements this will cover loss to those improvements. Protects you against damage or destruction of improvements or betterments made by you (the tenant) in a property not owned by you.
Business personal property
Protects business personal property, such as furniture, fixtures, machinery or personal property of others that is in your care.
Property off premises
Coverage for property while off premises such as equipment to deliver goods.
Business Income / Interruption
Covers cost up to 12 months to continue operations while repairing damage to reopen business. Includes coverage for extra expense in doing so.
Money orders & counterfeit paper currency
Protection against loss due to counterfeit paper or forged / false money orders.
Provides coverage for pictures and other decorative items that serve a solely aesthetic purpose rather than a practical purpose.
Covers the increased costs of collecting accounts, re-establishing the accounts receivable records and any amounts uncollected as a result of the destruction of accounts receivable records.
Protects your valuable papers and records in case they are damaged. It can also cover the cost of reproducing them.
Forgery and Alteration
Can protect checks, drafts, promissory notes from forgery or alteration.
Included in Building Personal Property coverage and limit.
Protects the loss of money, securities and property from the fraudulent act of an employee.
Personal property of others
Included in Business Personal Property coverage limit.
Covers amounts you're obligated to pay due to fraudulent use of your business telephone by a non employee.
Mortgage Impairment Insurance
Designed to protect the owner interest of institutions in their mortgage loan portfolios against physical loss or damage from uninsured or underinsured perils.
Safe Depository Bond
Protects safe deposit boxes and their contents. If the bank becomes liable for loss to a customer's property while that property is: (1) on the bank's premises in safe deposit boxes in the vault; or (2) being deposited into or taken out of the safe deposit boxes. Also covers loss to the bank customer's property due to burglary or robbery, whether actual or attempted, even if the bank is not held liable.
Stamp Indemnity Bond
Transfer Agents and others who rely on a Program Guarantor’s guarantees are protected against loss from wrongful endorsement should a Program Guarantor be unwilling to meet or incapable of meeting its obligation under the Indemnity Agreement.
Bankers Blanket Bond
Insures against direct financial loss caused by fraud/criminal actions and mitigate the damage such activities may have on the asset base of the bank.
Covers damage to your vehicle(s), damage to the property of others and injury to those involved in an accident.
Is an extra layer of coverage to protect above the limits set by your current liability Coverage
Covers medical expenses, attorney fees and damages when you’re legally responsible.
Protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or ‘pure economic’ loss resulting from your negligence.
Sometimes called Errors & Omissions Insurance. Provides protection for defense costs, regardless of fault, and protection for judgments and court costs for any individual or business rendering an opinion, making recommendations, designing solutions or offering a service.
Employment Practices Liability Coverage
Provides specific coverage for you if any employee, former employee or applicant sues you for wrongful termination, discrimination or harassment.
Directors & Officers Liability
Provides specific coverage if you have Directors & Officers.
Covers medical bills of people injured on your property or as result of your operations. Unlike other liability coverage's this one pays out immediately and without determination of fault.
Covers medical cost for an injured employee. Also may pay out partial lost wages if injury causes employee to take time from work.