Antique Shop Business Insurance

Antique Shops carry special risk and require a special package of insurance products to protect them from those risks. Our access to the largest and best insurance companies available allows us to provide the best products in a superior package. Below is a list of the most popular insurance products we offer in our SteelePac© insurance packages.

Available Coverage

Our SteelePac© program gives you the flexibility to choose coverage's you need without paying for the ones you don't.

Coverage
Description
Building Coverage

Protects your building and on-site structures, machinery, equipment, floor coverings, outdoor furniture, garages, fences and additions under construction.

Optional Coverage Increase Available For: Other appurtenant building structures on premises, Walkways, patios and signs, fences, exterior and interior building glass.

BOP (Business Owners Policy) is a package product for small businesses that combines property & general liability protection into one product.
Improvements and Betterments Insurance
If you rent your office space and you made improvements this will cover loss to those improvements. Protects you against damage or destruction of improvements or betterments made by you (the tenant) in a property not owned by you.
Business personal property
Protects business personal property, such as furniture, fixtures, machinery or personal property of others that is in your care.
Property off premises
Coverage for property while off premises such as equipment to deliver goods.
Business Auto
Covers damage to your vehicle(s), damage to the property of others and injury to those involved in an accident.
Property in transit
Covers damage to property while being delivered
Accounting Restoration
Covers the increased costs of collecting accounts, re-establishing the accounts receivable records and any amounts un collectible as a result of the destruction of accounts receivable records.
Business Income coverage
Covers cost to continue operations while repairing damage to reopen business. Includes coverage for extra expense in doing so.
Money and securities
Protection for the theft, disappearance or destruction of your money.
Money orders & counterfeit paper currency
Protection against loss due to counterfeit paper or forged / false money orders
Employee dishonesty
Protects the loss of money, securities and property from the fraudulent act of an employee.
Non-Owned Auto coverage
Provides coverage for your employee's auto while the employee is using their personal auto in your business. or power outage.
General Liability
Covers medical expenses, attorney fees and damages when you’re legally responsible.
Professional Liability
Sometimes called Errors & Omissions Insurance. Provides protection for defense costs, regardless of fault, and protection for judgments and court costs for any individual or business rendering an opinion, making recommendations, designing solutions or offering a service.
Medical Payments
Covers medical bills of people injured on your property or as result of your operations. Unlike other liability coverage's this one pays out immediately and without determination of fault.
Workers Compensation
Covers medical cost for an injured employee. Also may pay out partial lost wages if injury causes employee to take time from work.
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